Short idea (125): There is obviously a world of difference between having $20 as all the money you have in the world and having $200 million in your banks. A person with $20 is very very different from someone with $200 million. There is at least one way, however, they are identical: They both have to count and watch and hold and spend wisely and spend well if they want to be responsible and good. The $20-aire has to count and watch and hold on to his or her pennies and spend them wisely and well; the $200 millionaire has to count and watch and spend wisely and well and hold on to his or her 10's of thousands, but both have to count and watch and spend wisely and well.